Common Questions

Q: What is the application and approval process like?

Our process is streamlined and strategic: you submit project details and documentation, we assess feasibility and structure a funding solution, indicative terms are issued, and funding is arranged upon final lender approval and settlement readiness.

Q: Who can apply for finance?

We assist both new and experienced developers, builders, and investors across metropolitan and regional areas of Australia. Our funding structures suit a wide range of project types and sizes.

Q: How much can I borrow?

Borrowing amounts vary depending on the loan type. Land bank loans are typically available up to $50 million with up to 70% LVR. Construction loans can go up to $250 million, covering up to 90% of total development cost. Equity lines of credit are available up to $10 million with up to 75% LVR.

Q: Do I need presales or Development Approval (DA)?

Land bank finance does not require DA or presales. For construction loans, DA is generally required, and presale requirements may be reduced or waived based on the funding structure.

Q: What are typical interest rates and fees?

Rates vary based on the lender, loan type, and project risk profile. Construction loan rates start from 8.99% p.a. with no line fee. Land bank finance may offer capitalised interest options. Mezzanine and equity funding rates are based on deal complexity.

Q: What makes Development Finance Partners different?

Since 2011, we’ve structured over $3 billion in loans. Our deep lender network, tailored finance strategies, and end-to-end support ensure developers access the right funding at every stage of the project lifecycle.

What types of development finance do you offer?

We offer tailored funding solutions across the full development lifecycle:

Land Bank Finance – Secure sites with or without DA approval
Construction Loans – Senior debt, mezzanine, and zero-presales options
Equity Line of Credit – Release capital from held assets or land
Duplex Finance – Funding options for dual occupancy or duplex projects
Residual Stock – Refinance your construction loan and release equity tied up in completed stock

What is the application and approval process like?

Our process is streamlined and strategic:

Submit project details and documentation
We assess feasibility and structure a funding solution
Indicative funding terms issued
Funding is arranged upon final lender approval and settlement readiness of the project

Who can apply for finance?

We assist both new and experienced developers, builders and investors across sites located in both metropolitan and regional areas of Australia. The funding structures we formulate suit a wide range of project types and sizes.

How much can I borrow?

Typical borrowing ranges include:

Land Bank Loans:
up to $50 million (up to 70% LVR)
Higher amounts available on application
Construction Loans:
up to $250 million (up to 90% of Total Development Cost)
Equity Line of Credit:
up to $10 million (up to 75% LVR)

Do I need presales or development approval (DA)?

Land Bank Finance:
No DA or presales required
Construction Loans:
DA is generally required; presales may be reduced or waived based on structure

Can you assist with sourcing funding for projects without presales?

Yes. We specialise in zero-presales construction loans, helping developers move forward faster. Funding up to 90% of project cost is available for eligible projects.

What are typical interest rates and fees?

Rates vary depending on the lender, loan type, and project risk:

Construction Loans: From 8.99% p.a. with no line fee
Land Bank Finance: Capitalised interest options available
Mezzanine/Equity: Based on deal complexity

What makes Development Finance Partners different?

$3+ billion in loans structured since 2011
Deep lender network and access to capital lines outside of major banks
Finance strategies tailored to developer needs
Experts who understand your project from concept to completion

Frequently Asked Questions