No presales finance, 70% LVR, Suburban Melbourne


Background

Our client a builder/developer approached Development Finance Partners (DFP) to procure funding for a four level, eight apartment project to be constructed in suburban Melbourne.

Challenges

  • The client was seeking a competitive funding package with no presales, where the client’s building company was also to be the head contractor. 
  • While the scope of the build was relatively small
    (8 apartments, 4 floors), the site itself was not ideal with access issues needing to be mitigated and addressed.
  • The gearing sought was also on a stretched basis, with the client seeking up to 70% LVR.

The Results

Approval zero presales finance | $3.968 million at a 70% LVR, 15 month term

DFP coordinated a competitive finance tender program, resulting in a number of lenders providing indicative terms. 

  • DFP advised the client through the individual terms of each offer and provided its recommendation with regards to lender ultimately selected to proceed with.
  • The approved terms allowed for the client to commence construction within weeks on a no presale basis and up to 70% LVR.

Talk to one of our finance experts to chat through your upcoming project and assess if a construction loan with no presales is a smart option for you. Get in touch.


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