Land Bank Finance • DF Partners

Case Study, Insights, Land Bank Finance

Case Study: $10.7 Million Land Bank with 141% LVR for Residential Development in North Western Melbourne

Background Our client, a prominent investment management firm, has over 45 years of experience in ...

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Case Study, Insights, Land Bank Finance

Case Study | DFP Secures $7M Land Bank Finance Amid Rezoning Delays in NSW.

Background Development Finance Partners (DFP) was engaged by a client to facilitate the acquisition of ...

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Case Study, Construction Loans, Equity Line of Credit, Insights, Land Bank Finance

Case Study | DFP Secures 5.4M Land Bank at 81% of Purchase Price

Background DFP's client of 7 years initiated negotiations in late 2022 and by April 2023, ...

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Case Study, Construction Loans, Equity Line of Credit, Insights, Land Bank Finance, Lending

Case Study | DFP Restructures $18M property portfolio across NSW & VIC

Background DFP were approached by an advisory group, facing a challenge restructuring their existing debt ...

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Insights, Land Bank Finance

Case Study | Rollover of Land Finance, Austral New South Wales – $8.75 million

Development Finance Partners (DFP) were engaged by a borrower to obtain settlement finance to ...

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Insights, Land Bank Finance

2022 | Looking back at the market

Well, hasn’t it been a rough year for developers! During my 20+ years in ...

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Education, Insights, Land Bank Finance, Lending

A Land Bank Loan can benefit your development

Property developers have had a rough time over the past 6 months. In fact, ...

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Insights, Land Bank Finance, Lending

Case Study | $7.42 million land settlement finance at 99% LVR of the purchase price, South-West Sydney, NSW

DFP secured site finance for settlement of a large 1.384 ha residential land subdivision ...

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url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/5b8216ebb199e4b3720a0bf0a326b605.css");@media (min-width: 300px){:not(#tve) [data-css="tve-u-654036fadd7d79"]{--g-regular-weight:400;--g-bold-weight:700;font-family:"Libre Baskerville" !important;font-weight:var(--g-regular-weight,normal) !important;font-size:28px !important;}:not(#tve) [data-css="tve-u-654036fadd7d79"] strong{font-weight:700 !important;}:not(#tve) [data-css="tve-u-654036fadd7db1"]{color:#039 !important;font-size:24px !important;}[data-css="tve-u-654036fadd7de4"]{background-image:linear-gradient(#039,#039) !important;background-size:auto !important;background-position:50% 50% !important;background-attachment:scroll !important;background-repeat:no-repeat !important;--background-image:linear-gradient(#039,#039) !important;--background-size:auto auto !important;--background-position:50% 50% !important;--background-attachment:scroll 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[data-css="tve-u-184cb6a2d82"]{font-size:20px !important;}[data-css="tve-u-184cb7b16e3"]{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-position:50% 50% !important;background-attachment:scroll !important;background-repeat:no-repeat !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;padding-left:18px !important;}[data-css="tve-u-184cb85a2aa"]{padding-left:48px !important;}[data-css="tve-u-184cb865df3"]{padding-left:48px !important;margin-bottom:10px !important;padding-bottom:17px !important;}[data-css="tve-u-184cb892a24"]{}:not(#tve) [data-css="tve-u-184cb895274"]{color:var(--tcb-skin-color-0) !important;}:not(#tve) [data-css="tve-u-184cb8975b6"]{color:var(--tcb-skin-color-0) 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!important;--g-regular-weight:400;font-weight:var(--g-regular-weight,normal) !important;}[data-css="tve-u-184e4e3f050"]{font-weight:var(--g-bold-weight,bold) !important;}:not(#tve) [data-css="tve-u-184e4e51204"]{color:var(--tcb-skin-color-0) !important;}}@media (max-width: 767px){[data-css="tve-u-184cb7b16e3"]{padding-left:16px !important;padding-right:15px !important;padding-bottom:17px !important;}[data-css="tve-u-184cb85a2aa"]{padding-left:16px !important;padding-top:1px !important;}[data-css="tve-u-184cb865df3"]{padding-left:16px !important;}[data-css="tve-u-184e0bfa29c"]{padding-left:16px !important;padding-bottom:15px !important;padding-right:16px !important;}[data-css="tve-u-184e49bb086"]{margin-top:0px !important;}[data-css="tve-u-184e49bbbb5"]{padding-top:0px !important;}[data-css="tve-u-184e0bf8668"]{padding-right:17px !important;padding-bottom:2px !important;}:not(#tve) [data-css="tve-u-184cbb074dd"]{font-size:18px !important;}[data-css="tve-u-184e49da6a7"]{margin-top:1px 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url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/564c2e2df59bf80db4f90dfc41bbb97d.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/952f523adfff23b3bf9c470268b95b22.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/93d99cccdfbd0077f5b4f9c1b16f13fd.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/27c8f1b54f95819081ede1540c25474c.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/17ca03fd37c800c5116edd3b15f06b21.css");@media (min-width: 300px){.tcb-global-button-l2zsuw13 .tcb-button-link{letter-spacing:2px;border-radius:0px;padding-top:14px;padding-bottom:14px;background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;background-size:auto !important;background-attachment:scroll !important;padding-right:16px !important;padding-left:16px !important;background-color:transparent !important;--background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}.tcb-global-button-l2zsuw13 .tcb-button-link span{color:#fff;--tcb-applied-color:#fff;}.tcb-global-button-l2zsuw13{--tve-alignment:left;--tve-border-radius:0px;--tve-font-size:16px;--tve-font-weight:var(--g-bold-weight,bold);--tve-font-family:Arial,Helvetica,sans-serif;--tcb-local-color-62516:var(--tcb-skin-color-10);}:not(#tve) .tcb-global-button-l2zsuw13 .tcb-button-link{line-height:1.2em;font-family:var(--tve-font-family,Arial,Helvetica,sans-serif);font-size:var(--tve-font-size,16px) !important;}:not(#tve) .tcb-global-button-l2zsuw13-prtext{letter-spacing:2px;font-family:Arial,Helvetica,sans-serif !important;font-weight:var(--g-regular-weight,normal) !important;text-transform:uppercase !important;}.tcb-global-button-l2zsuw13-prtext strong{font-weight:700 !important;}[data-css="tve-u-180ac9d37cc"]:hover .tcb-global-button-l2zsuw13 .tcb-button-link{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}body:not(.tcb-states) .tcb-global-button-l2zsuw13 .tcb-button-link::before{background-color:rgba(0,0,0,0);background-attachment:scroll !important;background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;background-size:auto !important;--background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}.tcb-global-button-l2zsuw13 .tcb-button-link::after{background-color:rgba(0,0,0,0);background-attachment:scroll !important;background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}:not(#tve) .tcb-global-button-l2zsuw13:hover .tcb-button-link{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}:not(#tve) .tcb-global-button-l2zsuw13 .tcb-button-link span{font-weight:var(--tve-font-weight,var(--g-bold-weight,bold));}.tcb-global-button-l2zsuw13-prtext{font-weight:var(--g-bold-weight,bold) !important;}:not(#tve) #main .tcb-global-button-l2zsuw13:hover{--tve-border-width:0px !important;}:not(#tve) #main .tcb-global-button-l2zsuw13:hover .tcb-button-link{border:none !important;--tve-applied-border:none !important;}}@media (min-width: 300px){.thrv_symbol_92.tve-default-state .symbol-section-out.tve-default-state{max-width:100%;box-shadow:none;background-color:#fff !important;padding:10px 20px 6px !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"]{padding:0px !important;}.thrv_symbol_92 [data-css="tve-u-16eff064345"]{max-width:unset;margin-top:0px !important;margin-bottom:0px !important;--tve-applied-max-width:unset !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"] > .tcb-flex-col > .tcb-col{justify-content:center;}.thrv_symbol_92 [data-css="tve-u-16eff067395"]{max-width:54.997%;}.thrv_symbol_92 [data-css="tve-u-16eff0726c0"]{max-width:4%;}.thrv_symbol_92 .symbol-section-out{box-shadow:none;background-color:#fff !important;}:not(#tve) .thrv_symbol_92 [data-css="tve-u-16f0e3c95f3"] input{border-style:none none solid;border-bottom-width:1px;border-bottom-color:rgba(0,0,0,0);font-size:13px;color:rgba(0,0,0,.65);--tcb-applied-color:rgba(0,0,0,.65);}:not(#tve) .thrv_symbol_92 [data-css="tve-u-16f0e3c95f1"] button{border-top-right-radius:0px;overflow:hidden;border-bottom-right-radius:0px;color:var(--tve-color,var(--tcb-skin-color-4));font-size:14px;font-weight:var(--g-bold-weight,bold);letter-spacing:1px;border-left-style:none;padding:6px !important;background-color:transparent !important;}.thrv_symbol_92 [data-css="tve-u-16f0e3c95f3"] input{letter-spacing:1px;padding:6px 6px 6px 0px !important;background-color:transparent !important;}.thrv_symbol_92 [data-css="tve-u-16f0e3c95f2"]{padding-left:6px !important;padding-right:6px !important;}:not(#tve) .thrv_symbol_92 [data-css="tve-u-16f0e3c95f1"]:hover button{color:var(--tve-color,var(--tcb-skin-color-0)) !important;border-left:1px solid var(--tcb-skin-color-0) !important;}:not(#tve) .thrv_symbol_92 [data-css="tve-u-16f0e3c95f3"]:hover input{color:rgba(0,0,0,.8) !important;--tcb-applied-color:rgba(0,0,0,.8) !important;border-bottom:1px solid var(--tcb-skin-color-1) !important;}.thrv_symbol_92 [data-css="tve-u-16f0e3c95f1"]{--tve-color:var(--tcb-skin-color-4);}:not(#tve) .thrv_symbol_92 [data-css="tve-u-16f0e3c95f1"]:hover{--tve-color:var(--tcb-skin-color-0) !important;}.thrv_symbol_92 [data-css="tve-u-17076d4e3c0"]{float:left;z-index:3;position:relative;--tve-alignment:left;width:250px !important;margin:0px auto !important;}.thrv_symbol_92 .symbol-section-in{padding:10px 20px 6px !important;}.thrv_symbol_92 [data-css="tve-u-180ab6da27f"]{max-width:20%;}.thrv_symbol_92 [data-css="tve-u-180ab6dba8b"]{margin-top:0px !important;margin-bottom:0px !important;}.thrv_symbol_92 [data-css="tve-u-180ab6dba8b"] .tve_w_menu{padding:0px !important;background-color:transparent !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item){font-family:inherit;--tve-color:var(--tcb-skin-color-4);--tve-font-weight:var(--g-bold-weight,bold);--tve-font-family:"Libre Baskerville";--g-regular-weight:400;--g-bold-weight:700;--tve-font-size:16px;margin-left:16px !important;margin-right:16px !important;padding-left:16px !important;padding-right:16px !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item) > a{--tve-font-family:inherit;font-size:var(--tve-font-size,16px) !important;font-family:var(--tve-font-family,"Libre Baskerville") !important;color:var(--tve-color,var(--tcb-skin-color-4)) !important;font-weight:var(--tve-font-weight,var(--g-bold-weight,bold)) !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item).tve-state-active > a{color:var(--tve-color,var(--tcb-skin-color-0)) !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item).tve-state-active{--tve-color:var(--tcb-skin-color-0);}.thrv_symbol_92.tve-default-state .symbol-section-in.tve-default-state{justify-content:center;display:flex;flex-direction:column;padding:1em 1.5em !important;}.thrv_symbol_92 [data-css="tve-u-180ab6fca5f"]::after{clear:both;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input input{font-size:var(--tve-font-size,24px);font-weight:var(--tve-font-weight,var(--g-bold-weight,bold));font-family:var(--tve-font-family,"Libre Baskerville");color:var(--tve-color,#fff);border-left:4px solid #ff9400;border-top-style:none;border-right-style:none;border-bottom-style:none;--tve-applied-border:none;border-radius:0px;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit button{font-size:var(--tve-font-size,40px);color:var(--tve-color,#ff9400);border:none;--tve-applied-border:none;text-align:center;background-image:none !important;--background-image:none !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit button.nitro-lazy{background-image:none !important;}.thrv_symbol_92 .thrv-search-form#tve-sf-l2zfm6bj{max-width:229.438px;--tve-applied-max-width:229.438px !important;}.thrv_symbol_92 [data-css="tve-u-180ac85614b"]{max-width:21%;}.thrv_symbol_92 [data-css="tve-u-180ac862988"]::after{clear:both;}.thrv_symbol_92 [data-css="tve-u-180b013a2a1"]{z-index:3;position:relative;float:right;margin-top:0px !important;margin-bottom:0px !important;}:not(#tve) .thrv_symbol_92 [data-css="tve-u-180b013a2a1"] .tcb-button-link{line-height:1.2em;font-size:18px;}.thrv_symbol_92 [data-css="tve-u-180b013a2a1"] .tcb-button-link{padding:12px 15px;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item):hover{--tve-color:var(--tcb-skin-color-0) !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item) > ul{min-width:calc(100% + 0px);}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit:hover button{border:none !important;--tve-applied-border:none !important;background-image:none !important;--background-image:none !important;--tve-applied-background-image:none !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit:hover button.nitro-lazy{background-image:none !important;}.thrv_symbol_92 [data-css="tve-u-180d46a1f0a"]{border-bottom:1px solid rgba(0,0,0,.06);--tve-alignment:center;float:none;max-width:unset;padding:0px 0em 0px 0px !important;margin:0px auto !important;background-image:none !important;--background-image:none !important;--tve-applied-background-image:none !important;--tve-applied-max-width:unset !important;}.thrv_symbol_92 [data-css="tve-u-180d46a1f0a"].nitro-lazy{background-image:none !important;}:not(#tve) .thrv_symbol_92 #tve-sf-overlay-l2zfm6bj .tve-content-box-background{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon > :first-child{color:#ff9400;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input:hover input{color:var(--tve-color,#ff9400) !important;border-bottom-style:none !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input:hover{--tve-color:#ff9400 !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon:hover{--tcb-local-color-icon:#ff9400 !important;}:not(#tve) .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon:hover > :first-child{color:#ff9400 !important;}:not(#tve) .thrv_symbol_92 #tve-sf-overlay-l2zfm6bj .tcb-sf-close-icon > :first-child{color:#fff;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input input{font-weight:var(--tve-font-weight,var(--g-bold-weight,bold));font-family:var(--tve-font-family,"Libre Baskerville");color:var(--tve-color,#fff);border-left:4px solid #ff9400;border-top-style:none;border-right-style:none;border-bottom-style:none;--tve-applied-border:none;border-radius:0px;font-size:var(--tve-font-size,14px);}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit button{color:var(--tve-color,#ff9400);border:none;--tve-applied-border:none;text-align:center;font-size:var(--tve-font-size,14px);background-image:none !important;--background-image:none !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit button.nitro-lazy{background-image:none !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit:hover button{border:none !important;--tve-applied-border:none !important;background-image:none !important;--background-image:none !important;--tve-applied-background-image:none !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit:hover button.nitro-lazy{background-image:none !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-overlay-l2zfm6bj .tve-content-box-background{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon > :first-child{color:#ff9400;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input:hover input{color:var(--tve-color,#ff9400) !important;border-bottom-style:none !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input:hover{--tve-color:#ff9400 !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon:hover{--tcb-local-color-icon:#ff9400 !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon:hover > :first-child{color:#ff9400 !important;}:not(#tve) .thrv_symbol_93 .thrv_symbol_92 #tve-sf-overlay-l2zfm6bj .tcb-sf-close-icon > :first-child{color:#fff;}.thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input input{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;padding:0em 1em !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}.thrv_symbol_92 .tve-sf-overlay-container#tve-sf-overlay-l2zfm6bj{padding:2em !important;}.thrv_symbol_92 #tve-sf-l2zfm6bj .tcb-sf-button-icon .thrv_icon{--tcb-local-color-icon:#ff9400;--tve-icon-size:24px;font-size:24px;width:24px;height:24px;float:none;z-index:3;position:relative;--tve-alignment:center;padding-top:6px !important;padding-bottom:6px !important;margin-left:auto !important;margin-right:auto !important;}.thrv_symbol_92 #tve-sf-overlay-l2zfm6bj .tcb-sf-close-icon{--tcb-local-color-icon:#fff;--tve-icon-size:24px;font-size:24px;width:24px;height:24px;right:0px;top:26px;padding:1em !important;position:absolute !important;}.thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-input{--tve-font-size:14px;}.thrv_symbol_92 #tve-sf-l2zfm6bj .thrv-sf-submit{--tve-font-size:14px;display:block;}}@media (max-width: 1023px){.thrv_symbol_92.tve-default-state .symbol-section-out.tve-default-state{padding-left:40px !important;padding-right:40px !important;}.thrv_symbol_92 .symbol-section-in.tve-default-state{padding-left:0px !important;padding-right:0px !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"]{padding:0px !important;flex-flow:row !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"] .tcb-flex-col{flex-basis:203px !important;}.thrv_symbol_92 [data-css="tve-u-16eff067395"]{max-width:44.997%;}.thrv_symbol_92 .symbol-section-in{padding-left:40px !important;padding-right:40px !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item){--tve-font-size:16px;padding-left:8px !important;padding-right:8px !important;margin-left:8px !important;margin-right:8px !important;}.thrv_symbol_92 [data-css="tve-u-16eff0726c0"]{max-width:10%;}.thrv_symbol_92 [data-css="tve-u-180ac85614b"]{max-width:8.49889%;}.thrv_symbol_92 [data-css="tve-u-180ab6da27f"]{max-width:25%;}.thrv_symbol_92 [data-css="tve-u-180ab6dba8b"]{--tve-alignment:right;float:right;z-index:3;position:relative;margin-left:auto !important;margin-right:auto !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item) > a{font-size:var(--tve-font-size,16px) !important;}.thrv_symbol_92 [data-css="tve-u-180d47b7728"]{text-align:right;}.thrv_symbol_92 [data-css="tve-u-180d47b8be1"]::after{clear:both;}.thrv_symbol_92 [data-css="tve-u-180d47ef321"]{justify-content:center !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"] > .tcb-flex-col > .tcb-col{justify-content:center;}.thrv_symbol_92 [data-css="tve-u-18fe82f593e"]{--tcb-local-color-icon:#111;--tcb-local-color-var:#111;}:not(#tve) .thrv_symbol_92 [data-css="tve-u-18fe82f593e"]{--tve-icon-size:33px;}}@media (max-width: 767px){.thrv_symbol_92.tve-default-state .symbol-section-out.tve-default-state{padding-left:20px !important;padding-right:20px !important;}.thrv_symbol_92 .symbol-section-in.tve-default-state{padding-left:0px !important;padding-right:0px !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"]{margin-left:-2px !important;padding:0px 0px 8px !important;flex-flow:wrap !important;}.thrv_symbol_92 [data-css="tve-u-16eff063edc"] .tcb-flex-col{flex-basis:94px 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.thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item){box-shadow:none;margin-top:0px !important;padding-left:15px !important;background-color:#fff !important;}.thrv_symbol_92 .thrv_widget_menu #m-180ab6dba8a > li:not(.tcb-excluded-from-group-item) > a{line-height:1.3em !important;}.thrv_symbol_92 [data-css="tve-u-17076d4e3c0"]{width:180px !important;}.thrv_symbol_92.tve-default-state .symbol-section-in.tve-default-state{padding:.5em !important;}.thrv_symbol_92 [data-css="tve-u-180d47b8be1"]::after{clear:both;}}@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/564c2e2df59bf80db4f90dfc41bbb97d.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/952f523adfff23b3bf9c470268b95b22.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/93d99cccdfbd0077f5b4f9c1b16f13fd.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/27c8f1b54f95819081ede1540c25474c.css");@import url("https://cdn-ilaekfj.nitrocdn.com/TjYPKhpmBhdGOxWngDiskaThllgWUeUu/assets/desktop/source/rev-51c5527/fonts.googleapis.com/17ca03fd37c800c5116edd3b15f06b21.css");@media (min-width: 300px){.tcb-global-button-l2zsuw13 .tcb-button-link{letter-spacing:2px;border-radius:0px;padding-top:14px;padding-bottom:14px;background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;background-size:auto !important;background-attachment:scroll !important;padding-right:16px !important;padding-left:16px !important;background-color:transparent !important;--background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}.tcb-global-button-l2zsuw13 .tcb-button-link span{color:#fff;--tcb-applied-color:#fff;}.tcb-global-button-l2zsuw13{--tve-alignment:left;--tve-border-radius:0px;--tve-font-size:16px;--tve-font-weight:var(--g-bold-weight,bold);--tve-font-family:Arial,Helvetica,sans-serif;--tcb-local-color-62516:var(--tcb-skin-color-10);}:not(#tve) .tcb-global-button-l2zsuw13 .tcb-button-link{line-height:1.2em;font-family:var(--tve-font-family,Arial,Helvetica,sans-serif);font-size:var(--tve-font-size,16px) !important;}:not(#tve) .tcb-global-button-l2zsuw13-prtext{letter-spacing:2px;font-family:Arial,Helvetica,sans-serif !important;font-weight:var(--g-regular-weight,normal) !important;text-transform:uppercase !important;}.tcb-global-button-l2zsuw13-prtext strong{font-weight:700 !important;}[data-css="tve-u-180ac9d37cc"]:hover .tcb-global-button-l2zsuw13 .tcb-button-link{background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;background-size:auto !important;background-attachment:scroll !important;--background-image:linear-gradient(var(--tcb-skin-color-0),var(--tcb-skin-color-0)) !important;--background-size:auto !important;--background-position:50% 50% !important;--background-attachment:scroll !important;--background-repeat:no-repeat !important;background-position:50% 50% !important;background-repeat:no-repeat !important;}body:not(.tcb-states) .tcb-global-button-l2zsuw13 .tcb-button-link::before{background-color:rgba(0,0,0,0);background-attachment:scroll !important;background-image:linear-gradient(var(--tcb-skin-color-10),var(--tcb-skin-color-10)) 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